FAQ - Housing
1. What types of housing options are available in Ireland?
Local Authority/Council Housing
If you are unable to provide accommodation from your own means and wish to be considered for Council housing you should apply to your local Authority to have your housing needs assessed. Councils play a key role in the allocation of Housing Association properties and are also involved in assessing eligibility for other social housing supports, e.g. Rent Supplement and the Housing Assistance Payment (HAP).
Therefore, if you are seeking any form of social housing support, it is advisable to register with the relevant Council as soon as possible.
Note!
To have your long-term housing needs assessed, you generally must be already resident in the country and apply directly to the relevant Council.
You can read more about applying for social housing within Ireland HERE
Qualifying older Irish emigrants, still resident abroad, must apply initially via Safe Home Ireland
Housing Supports for Homeless People
Sadly, there is very limited availability to housing and supports for people presenting as homeless in Ireland at present. You would be very ill advised to arrive in Ireland without having the means to secure accommodation for yourself or the possibility of staying with friends or family. All of the major towns and cities have significant numbers of homeless people either sleeping rough, in hostels or bed and breakfast accommodation. Councils will try to secure some form of temporary or emergency accommodation, however unsuitable, for families who are homeless. However due to lack of funding, single people or childless couples are likely to have very few options available to them unless they can secure hostel accommodation.
Please see HERE for additional information on homeless services and supports in Ireland.
Home Ownership
If you are looking to buy a property in Ireland, the following websites will give you a good indication of what is available in your price range on a county by county basis;
www.daft.ie www.myhome.ie www.ipav.ie
The following will also be useful resources: http://www.citizensinformation.ie/en/housing/owning_a_home/buying_a_home/steps_involved_buying_a_home.html
Or : Step by step guide HERE
Stamp Duty: Stamp duty applies to residential property such as houses or apartments. It is also payable on non-residential property, that is, land or housing sites without residential buildings.
For more information on Stamp Duty including various rates and exemptions, please see HERE
For additional/detailed information, talk to your solicitor or contact: National Stamp Duty Office, New Stamping Building, Dublin Castle, Dublin 2 Email: dublinstamp@revenue.ie
Renting in the private sector
Rents in the private sector can be very expensive, particularly in towns and cities. In rural areas, which have large numbers of tourists during the summer, you may be able to find accommodation for a reasonable rent during the ‘off peak season’.
In rural areas where there are few tourists you may be able to find accommodation all year round at a reasonable rent. The quality of privately rented accommodation can vary so much it would be wise to view before agreeing to take any such property. You should insist on a tenancy agreement, as this will offer you a degree of protection. Some local newspapers advertise properties available to rent. However, the vast majority of tenancies are now advertised online. The following websites are also a good gauge of what is available and price ranges:
2. Are there any supports to help with private sector rent costs?
RENT SUPPLEMENT
Rent Supplement is paid to people already living in private rented accommodation who cannot provide for the cost of their accommodation from their own income/resources. In general, you will qualify for a rent supplement, if your only income is a social welfare or Health Services Executive (HSE) payment and you satisfy other conditions.
Rent Supplement is mainly targetet at people who need short-term help with their rent, for example, if they had lost their job.
The Housing Assistance Payment
The Housing Assistance Payment (HAP) is a form of social housing support for people who have a long-term housing need. It is administered by local authorities
The HAP scheme aims to:
Allow all social housing supports be accessed through one body – the local authority
Allow people getting HAP to take up full-time employment and keep their housing support
Under the HAP scheme, local authorities pay landlords directly. Tenants pay a weekly HAP rent contribution to the local authority, based on their income and ability to pay.
For more information on HAP, please see: HERE
3. Are there specific housing and other supports for people returning home in crisis situations?
Please see HERE for a listing of various agencies and services that can provide support for people returnining to Ireland in crisis situations.
Housing Assistance Payment (HAP) - The Homeless HAP scheme helps people who are homeless or at risk of becoming homeless. It gives more supports to tenants than the regular HAP scheme. These extra supports include deposits and upfront rent payments to help homeless households find a suitable HAP tenancy. Please see HERE for additional information
If you have recently returned to Ireland and need assistance with various applications, please contact us and we can arrange for an outreach appointment for you.
RENT SUPPLEMENT
Rent Supplement is paid to people living in private rented accommodation who cannot provide for the cost of their accommodation from their own income/resources. In general, you will qualify for a rent supplement, if your only income is a social welfare or Health Services Executive (HSE) payment and you satisfy other conditions.
Rent Supplement was originally designed as a support for people who needed short-term help with their rent, for example, if they had lost their job. However, many people who are currently on Rent Supplement have been assessed as having a long-term housing need, and as a result they are on local authority housing lists.
The Housing Assistance Payment
The Housing Assistance Payment (HAP) is a form of social housing support for people who have a long-term housing need. It is being administered by local authorities and will eventually replace long-term Rent Supplement .
The HAP scheme aims to:
Allow all social housing supports be accessed through one body – the local authority
Allow people getting HAP to take up full-time employment and keep their housing support
Under the HAP scheme, local authorities pay landlords directly. Tenants pay a weekly HAP rent contribution to the local authority, based on their income and ability to pay.
For more information on HAP, please see: http://www.citizensinformation.ie/en/housing/renting_a_home/housing_assistance_payment.html
You must be on the local authority’s housing list – which means that you qualify for social housing support. People who are on the housing list and are currently getting Rent Supplement will be transferred to HAP on a phased basis. They are eligible to apply for HAP at present, without waiting to be transferred.
However, you do not have to be getting Rent Supplement in order to qualify for HAP – but you must be on the housing list.
Although the local authority administers the HAP scheme, you will not be a local authority tenant. The rental agreement will be between yourself and the private landlord. You must find your own private rented accommodation – the local authority will not source it for you.
4. What are the maximum rent limits allowed under the HAP scheme?
In general, the rent must be within the HAP rent limits for your household size and the area you live in.
However, in practice it is practically impossible to find rental accommodation within the HAP rent limits. Therefore local authorities can have discretion for flexibility where suitable accommodation cannot be found for a household within the HAP rent limits.
5. Can you explain the Local Property Tax (LPT) in more detail?
All owners of residential property, including rental properties, are liable to pay the tax. The following groups are also liable for LPT:
People who have a long-term lease (20 years or more)
People with a life interest or long-term right of residence (life or more than 20 years) in a residential property
Local authorities or social housing organisations *Note! – this is mainly payable by the Landlord NOT the tenant
A person acting as a personal representative for a deceased owner (for example, as an executor/administrator of an estate). Trustees or beneficiaries are jointly liable where a residential property is held in trust.
Long-term leases (more than 20 years), life tenancies and situations where a person occupies a residential property on a rent-free basis over an extended period and without challenge to their right of occupation will be treated as if the occupant owns the property. In these circumstances, the occupant will be liable for LPT.
For additional information, contact:
The Revenue Commissioners: Local Property Tax (LPT) Branch, P.O. Box 1, Limerick
or Tel: (00353) 1 702 3049 – www.revenue.ie
Our advice on all property taxes and charges is to contact your solicitor/estate agent or regional Revenue Commissioners office to get a full outline of what you may be liable to pay.